Our municipal bond approach is based on each client’s objectives, maximizing returns while addressing income and liquidity needs.

• Tax-free municipal bonds are utilized, selecting only high-quality bonds rated “A” or better by Standard and Poor’s and/or Moody’s.

• Able to select bonds from any state.

• Seek to maximize after-tax returns based on client’s residency.

• Maturities are structured to meet each client’s specific needs.

• Access to a broad array of dealers and their inventories.

• No conflicts of interest in where we buy bonds.

• Manage portfolios based on the current interest rate environment and expectations.

• Only bonds that are expected to be liquid are purchased.

• Bonds bought and sold at dealer price with no additional mark-ups.